Important Financial Decisions After Obama’s Reelection

Obama won the election and as such we have to at least consider what that means to each of us financially speaking.

Now more than ever you need to look at what you are doing with your money, and find ways to keep it safe and out of the tax loop.

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The 401(k) Versus a 457 Plan and What Does Roth Mean Anyway

We recently received a question from one of our podcast listeners about the difference between a couple government sponsored retirement plans and what the effects of a Roth retirement account would be. ┬áJust a warning I’m going to be throwing around a lot of numbers in this post but I’ll try and keep it organized.…

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Tax Deferral Video – Pay Tax Now or Pay Tax Later

Often people are encouraged to go straight to tax deferral type retirement savings and government sponsored plans. However, in this podcast we dig a little bit deeper into this concept of tax deferral to determine if it is always the best go to for your retirement planning.

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CPA John Larson on Taxes

As tax season comes to a close, we decided to get some straight tax information from a highly qualified, local professional. Listen in as we talk with John Larson, a local Treasure Valley CPA, who shares with us changes to the tax code, common tax errors, and some valuable tax strategy that could help you avoid unnecessary future taxation.

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Estate Planning 101

Regardless of the size of your estate, without proper planning your legacy could be significantly affected leaving your beneficiaries with massive headaches. Most people want to be remembered by their kids and grandkids for leaving a lasting legacy but without proper planning you would be amazing at how quickly money and assets can disappear.

Today we are joined by 25 year law veteran and Estate Planning Attorney Mark Wight who helps make sense of planning for the inevitable event of demise, as well as the possibility of incapacitation. All while lessening the burden on surviving family members. Whether you are worth 100 Million or 100 thousand dollars this information is vital.

Contact us at info (at)

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The Tax Benefits of Transferring Whole Life Insurance to Heirs

When it comes to the death of a spouse or loved one, there are many factors that play a role in how much is actually passed on to family members. However, it’s important to understand why life insurance can provide not only money for expenses, but also provide tax free distributions.

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Tax Deferral- Pay The Tax Now or Pay The Tax Later

Millions of American’s contribute to tax deferred accounts every month and every year. In fact, thanks to the Pension Protection Act, you are now automatically enrolled in a 401k when you start a new job. I wanted to share a few thoughts on these types of accounts and how it should affect your overall tax…

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Video: The Biggest Threat To Our Nation – Fiscal Irresponsibility

The Nations top accountant, the comptroller general of the United States, David Walker talks with 60 minutes about the biggest threat to our nation.

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Funding Life Insurance with Home Equity

I had an interesting conversation with a client the other day. He suggested he use his home-equity to fund an insurance policy. While I never recommend this strategy (there have been many lawsuits for this exact strategy) in some circumstances it can be financially smart. That being said, there are certain things to be aware…

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