Using Cash Value Insurance While Paying Off High Interest Debt

Hey. Thanks for stopping by this post. I am starting this out odd because, well, I’m a bit tired. The reason. This is the third time I am writing this post. I started out trying to show how to use life insurance with debts, but it got way too complicated. And every situation is so…

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Whole Life Insurance is a Bad Investment, Right?

I was in a bit of an online argument (don’t worry I’m ok) the other day with a guy on some random website comments. These are unproductive, for the most part, and Dan Thompson would be telling me it’s a waste of time. Probably true. To continue, we were about done with it all when…

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The Options You Have When Choosing a High Cash Value Policy

Many people are unaware they have options when it comes to creating a high cash value life insurance policy. And, to be honest, I wasn’t able to offer these options for a long time, and most people in this business still do not have this ability. So, being able to give you options has been…

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Analyzing Costs in a High Cash Value Life Insurance Policy

“But what is the cost?” This is question that I often get before I’ve sat down with someone and showed them an actual insurance illustration. It’s a difficult question to answer without looking at numbers and understanding the actual dividends of a life insurance company. On top of this, because we are putting money in…

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How to Supercharge Your Emergency Savings Fund

An emergency savings fund is a must have. That being said, many times people lose out on a whole lot of cash value because they don’t look at their money the right way. They don’t put a future value on their money. How does this apply to an emergency savings fund? Well, you might be…

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Life Insurance Premiums (Base, PUA, Term, and Reduced Paid Up)

After a long and arduous battle with a lengthy blog post idea on this topic, I realized that a podcast was going to be much easier. And now, for your less boring audio educational enjoyment… Life Insurance Premiums (Base, Paid Up Additions, Term, and Reduced Paid Up)

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Why Making Purchases With a Life Insurance Policy Loan Makes Sense

Let me tell you about Jim. Jim is 55, and Jim is pretty mad. I just got done reading an email from him and, he was in a fury, a bit humorous, but the angry overtones were definitely there. He’s mad at himself and the world that he didn’t understand the concept of compound interest…

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Before You Cash Out Your Universal Life Insurance Policy

With the Wall-Street Journal and many other publications talking about failing Universal Life Insurance, many people are wondering what they should do with their policies. You may even have some good cash value built up as well, so what should you know before you cash out? Many people, I find, are looking for a better…

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Why I Love Life Insurance

I love life insurance…. You probably don’t hear that much. Most people dread life insurance, but know they need it. So what’s different about me? I’d say I’m one of lucky one’s who has learned the “inside scoop” about life insurance, and how to use it for your benefit. While most people buy it all…

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Universal Life Part 2

Max Herr, a Universal Life Insurance expert, joins us for part 2 of our Universal Life series. Max knows more about the ins and outs of these complicated polices than anyone else and took some time to answer our questions.

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