How To Best Use Your Tax Refund

It’s that wonderful time of year, tax season! As we approach the beginning of March I thought it’d be a good idea to fill you in on some of the best ways to use the tax refund you’ll hopefully be receiving soon. The average refund in 2012 was $2,803….not bad – maybe you plan on…

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Statistics Say We Are In a Crisis!

The 2013 scorecard from assetsandopportunity.org is, unfortunately, quite scary. What is striking to me is that net worth is still on the decline. In 2006 we hit our peak, 96,000 dollars was the median net worth. Now, that number has declined to 70,000 dollars in 2010. The most striking problem that I saw was the liquid…

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How to Save Money on Prescription Drug Medications

Google it. Now that may seem like a lame answer, but have you taken the time to search Google to find discounts before? Well, I didn’t either, until today. I was trying to buy a generic prescription and my pharmacy didn’t have it. The brand name prescription was 130 dollars. So, I was like, “no…

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Is Universal Life Insurance or Variable UL a Good Investment?

I’ve had this discussion with many people. I’m sure I could answer this, however, I think Nelson Nash, in his book “Becoming Your Own Banker,” does a much better job. Here is an excerpt on Universal life and Variable Life from the book. “My Thoughts on Universal Life and Variable Life “Universal life was invented…

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Muscles, Tendons, Joints and Money

For those of you that have sufficiently stalked me it will come as no surprise that I’m somewhat of a baseball nut. Well, maybe nut isn’t the proper term, but I like baseball a lot -so much so that I take time out of my day for 4 months out of the year to coach…

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How Banks and the Federal Reserve are Working Hard to Rob America

The Mises Institute is one of the finest institutions for those interested in economics, and primarily Austrian economics. We interviewed Mark Thornton, who has been with Mises for over 30 years, on how banks work, and how government regulations are affecting the average American. I really wanted to dig a little deeper into our current…

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Take Control of Your Finances

Whether you admit it or not, you love being in control. From personal relationships to personal finances, being in the driver’s seat is ideal. So, why don’t more people do it? Why are so many people being controlled by friends, family, or co-workers as well as their finances?

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The 5 Practical Steps of Making a Budget

Budgeting isn’t the most popular or exciting way to spend one’s time. For many, the very thought of it induces heavy sighing and immediate brain fatigue. Even for those who might consider themselves more “organized”, the process of creating a budget and sticking to it isn’t always straightforward. Part of the problem is that a…

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How Credit Cards Paid Me to Go on Vacation

Check out the picture to the right. That’s my wife and I enjoying a 5 day Caribbean cruise just last week. We had a blast visiting Haiti and Jamaica, and other then the full layer of skin that peeled off my face, I’d say we had a good time. Now why do you care right?…

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Nelson Nash Quotes

I’ve been re-reading Becoming Your Own Banker, by Nelson Nash. It’s such a solid book, and really it’s the first book written on the Infinite Banking Concept. In it, Nelson comes up with a majority of the terminology we use today. I want to put a few quotes up that I really enjoy from the…

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