The Cyprus Banking Debacle – Another Case For Mutual Life Insurance

It might be only a matter of time before we see things like Cyprus happen in other countries. Of course they always say this could never happen in the United States, but the truth is we’ve got a serious debt crisis too. In Case You Haven’t Heard… If you woke up on Monday morning and…

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Premium Financing: What You Need To Know

To the general public the idea of borrowing money to pay for an insurance premium seems like an outrageous idea.  However, the need for premium financing is huge, but these aren’t your average insurance policies. The idea of premium financing or premium funding is simple – typically a third party will loan the consumer funds…

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Top 5 Must Have Finance Apps

As we enter the 3rd month of this new year I’m hoping you’re well on your way to crushing the financial goals you’ve set. As you make your way along I thought it’d be helpful to take a look at a few of the apps available to help. Quick note: with the sheer number of…

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Accessing That 401k Money Early

The most common retirement plan we use as Americans is the 401k plan… and why wouldn’t it be? At this point, when you start a new job, you are automatically enrolled and you have to opt out if you don’t want it. I personally don’t have a 401k, and don’t really like them. There are…

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Selling Your Home Without A Real Estate Agent

Ever bought or sold a home? Then you’ve most likely used a real estate agent. Now I don’t have anything against real estate agents by any means, they provide a great service to those who want to use them. The problem, however, is the fact that you are almost obligated to have one. And in…

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